2019 Texas Medicaid Income Limits & Asset Limits (2018 and 2019)

Long Term (Nursing Home) Medicaid Limits in Texas

2018 2019
Income Limit (one Medicaid patient) $2,250/mo $2,313/mo
Income Limit (both spouses) $4,500/mo $4,626/mo
Countable Asset Limit $2,000 $2,000
Protected Resource Amount, minimum $24,720 $25,284
Protected Resource Amount, maximum $123,600 $126,420
Spouse Maintenance Allowance (MMMNA) $3,090/mo $3,160.50/mo
Transfer Penalty $172.65/day as of 09/01/2017 $172.65/day as of 09/01/2017
Home Equity Limit $572,000 $585,000

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20 thoughts on “2019 Texas Medicaid Income Limits & Asset Limits (2018 and 2019)

  1. Pingback: Texas Medicaid Income Limits & Asset Limits (2014-2015) | Estate Planning|Probate|Elder Law

  2. I make $400 a month, have fibromyalgia among other health problems, and am a single mother with two boys and they denied my adult Medicaid because I apparently made $3.52 too much last month. I don’t know whether I should appeal or reapply. This shouldn’t have happened in the first place.


    • There must be some kind of mistake made by the medicaid case worker. If you are only making $400 a month and are the single parent of two dependents, then you are way below the amount limit for income. I think you should look into what information they have applied to your case.
      Good luck!


  3. I am 81 years old and my unemployed son age 44 is living with me. I have bone on bone arthritis in both knees, therefore my son does most of the cooking and all the shopping , takes me to the doctor, does my yard work and a lot more. I wanted to know if he and I would qualify for Medicaid. I am on social security and retirement income totaling $1,725,87 per month.


    • You may possibly qualify for Medicaid’s long-term-care waiver program (Star+Plus) which would provide some medical assistance in your home. However, there are reports of long waiting lists to get these benefits; further, your doctor must certify that your condition requires either skilled care or intermediate level care. Your son, on the other hand, cannot qualify for these programs unless he is classified by Social Security as disabled and then he meets all other requirements regarding need for care and the income and asset limitations. There are other Medicaid programs available that help pay for hospital and doctor costs for your son under the Affordable Care Act (they are NOT the same as the long-term-care programs I am referring to in this article, and I do not know if he would qualify for any of those benefits).


  4. I am disabled on SSI and Medicaid. I’m turning 65 in March 2017.
    My only income is from SSI and is $733.00 a month.
    I am on the Texas Star program.
    I don’t know what is required of me, if anything, in order to continue receiving health care.
    I hope you can offer advice. As it is, I am home-bound.
    Thank you for any help.


      • Thank you, this is what I’ll do.
        And – I appreciate you for taking time with people and havng this column.


  5. My parents are 85 and 86, their combined social security income $2570 a month. Are they eligible for medicaid?
    Thank you in advance.


  6. I am 45 y/o disabled and receive $1040 in SSI a month. The Texas DARS people said I could possibly earn up to $1000 more a month if I could find some sort of work I am able to do. The kicker is I receive a type of Medicaid that helps with my $900 a month medications and pays for my Medicare replacement insurance. Will I still be able to keep my Medicaid benefits if I am able to find a job and earn an extra $1000 a month($2040 monthly income). I have no assets.


  7. My parents are both 88, they retired to Texas 3 years ago after they retired from pastoring a church. They only receive Social security benefits( approx. $1200 per month), their home is a “Lady Bird Deed”, they own 2 vehicles, and are able to live without medical assistance. They have Medicare and are paying for a supplemental medical policy. Would it be worth their time to see if they qualify for Medicaid?


    • Your parents should make this inquiry with the attorney who wrote the Lady Bird Deed for them. But recall, Medicaid is to help cover the cost of long-term care, so while they are both healthy they cannot qualify for Medicaid. They may be able to do some pre-planning, but should consult the attorney who advised them and prepared the Lady Bird Deed for them.


  8. I’m currently on SSDI and am needing to apply for Medicaid. I live in Texas. What is the maximum amount allowable in my bank account and how many months do they go back to check? I also own a paid for vehicle and a paid for camper that I lived in for awhile. What all will they need to check in order to complete the application and what determines if I do or don’t qualify?


  9. My mom is 88 years old and owns 2 IRAs that have been in distribution status since she turned 70 1/2. One of the IRAs was taken out in her name. The second one was in my dad’s name, and she was the beneficiary upon his death in 2006. I have read that the IRAs would not count as assets in Texas since they are in distribution status, but the income would be paid to the nursing home. Is this factual. I am trying to get my mom Medicaid eligible, but I don’t want to liquidate the IRAs if liquidation is not required.


    • The current “best information” is that IRAs in payout status will not be counted by the state of Texas as assets which disqualify an applicant from receiving benefits. The RMD (or any amount withdrawn) will count as income. There is no written policy on this point as of early 2019, just verbal confirmation from Medicaid staff in Austin. So, you should not be required to liquidate the IRAs to qualify for Medicaid.

      On the other hand, the IRAs might be subject to a claim by MERP after your mother dies. This claim is uncertain as it has not been tested, and the IRA passes in a non-probate manner to its named beneficiaries. There is a strong argument that it should not be subject to a MERP claim, but we don’t know how MERP is going to act.


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