Property Tax Deferral is high-cost option

This column first appeared in the San Antonio Express News on June 22, 2018. Dear Mr. Premack: I am trying to fully understand deferral of local property taxes. I understand pretty much all of it except the interest rate. I am over 65 and own my principal residence free and clear. The information I have…

Doctors making efforts re Patients’ end-of-life instructions

This column first appeared in the San Antonio Express-News on June 8, 2018. Dear Mr. Premack: I am agent under my father’s Medical Power of Attorney. He has Alzheimer’s and now, ironically, has terminal cancer. The doctors have been cooperative with implementing DNR orders while he has been in the hospital, but things get inconsistent…

Does driving for a charity carry risks?

This column first appeared in the San Antonio Express-News on May 29, 2018. Dear Mr. Premack: I am recently retired and am getting involved with an organization as a volunteer. They asked me if I could use my car to collect supplies and distribute brochures around town. The group is a non-profit, but I wonder…

Protecting separate assets from Medicaid

This column first appeared in the San Antonio Express News on May 4,. 2018. Dear Mr. Premack: If a Marital Property Agreement exists and finances have not been co-mingled, can the assets of one spouse be considered when the other spouse needs to apply for Medicaid assistance or is there a way to keep them…