Questions about MERP claims

This column first appeared in the San Antonio Express News and other Hearst Newspapers on October 12, 2018. Dear Mr. Premack: Is a home mortgage, whether a regular mortgage or reverse mortgage, paid before a MERP claim? – SB MERP is the Medicaid Estate Recovery Program, a facet of the Medicaid program that has existed…

Reverse Mortgage to One Spouse Only

This column first appeared in the San Antonio Express News on February 5, 2018. Dear Mr. Premack: My husband and I are considering a reverse mortgage and have done some preliminary checking about the loan terms. Title to this house is in my name only, as I inherited it from my parents, but it is…