Estate Planning is for Young Adults, too

This column first appeared in the San Antonio Express News and other Hearst Newspapers on November 26, 2018. Dear Mr. Premack: I know you work primarily with retirees, but since you write about Wills and Estate Planning I’m hoping you can answer this question. My husband and I have two young children, pets, and a…

Planning for your pets is vital

This column first appeared in the San Antonio Express News on April 27, 2018 Dear Mr. Premack: My wife and I love animals and have two dogs and a cat. Our finances are stable enough that we can provide substantial inheritances to our children. But we also want to provide money for the care and…

A method to avoid Elder Exploitation

This column first appeared in the San Antonio Express-News on October 24, 2017. Dear Mr. Premack: My mother is the kindest, most giving person in the world. She is financially stable but is not wealthy. She has been diagnosed with mild dementia, and gets confused and easily led astray. A few weeks ago she made…

Is a Living Trust useful in Medicaid Planning?

This column first appeared in the San Antoni0 Express News on January 16, 2017. Dear Mr. Premack: My parents are in their 80’s and have set up a Living Trust to help them qualify for nursing home Medicaid should they need financial assistance when the time comes. I had read that trusts could be used…