Mineral rights have modest Medicaid exemption

This column first appeared in the San Antonio Express News and other Hearst Newspapers on September 25, 2018. Dear Mr. Premack: I own mineral rights to Texas property but do not own the property itself. I’m 80 years old and may need to go in a Texas nursing home, eventually need to apply for Medicaid.…

Can MERP claim be avoided?

This column first appeared in the San Antonio Express News on November 14, 2017. Dear Mr. Premack: Our widowed mom was in a nursing home on Medicaid. She died this July. Her Will leaves her house to all her children. Last month MERP sent me a claim letter stating they will file a claim against…

Is a Living Trust useful in Medicaid Planning?

This column first appeared in the San Antoni0 Express News on January 16, 2017. Dear Mr. Premack: My parents are in their 80’s and have set up a Living Trust to help them qualify for nursing home Medicaid should they need financial assistance when the time comes. I had read that trusts could be used…

Are Miller Trusts ethical?

This column first appeared in the San Antonio Express News on November 28, 2016. Dear Mr. Premack: My friend is 69 and has a condition that is life ending but could last for some time. He is not married nor does he have any children. He owns a house that the Bexar County appraisal district says…

Appraisal Letter should prompt Probate

This column first appeared in the San Antonio Express News on September 23, 2016. Dear Mr. Premack: This week I received a letter from the Bexar Appraisal District. It looks like a form letter that went out to lots of people, and says I need to reapply for my homestead and over-65 exemptions or I…