Questions about MERP claims

This column first appeared in the San Antonio Express News and other Hearst Newspapers on October 12, 2018. Dear Mr. Premack: Is a home mortgage, whether a regular mortgage or reverse mortgage, paid before a MERP claim? – SB MERP is the Medicaid Estate Recovery Program, a facet of the Medicaid program that has existed…

Will lenders foreclose after mother dies?

Dear Mr. Premack: I have been my mother and disabled sister’s caretaker for several years. The home we live in has a loan in mother’s name only. When my mother became ill I contacted the mortgage company and they stated they just want their money and if something where to happen, I just continue to…