IRA should have designated beneficiary for best tax result

This column first appeared in the San Antonio Express News and other Texas Hearst Newspapers on August 17, 2018. Dear Mr. Premack: My mother-in-law died (90 years old) and left a traditional IRA to her estate. She did not name beneficiaries, she has four sons, but checked the estate box. I keep getting conflicting answers,…

Both parents’ deaths leaves family with legal mess

This column first appeared in the San Antonio Express News and other Texas Hearst newspapers on August 3, 2018. Dear Mr. Premack: Our parents owned several valuable real estate holdings. They both had poorly written wills, but the wills do identify us as the heirs. When mother died in 2014 her will was not probated…

Property Tax Deferral is high-cost option

This column first appeared in the San Antonio Express News on June 22, 2018. Dear Mr. Premack: I am trying to fully understand deferral of local property taxes. I understand pretty much all of it except the interest rate. I am over 65 and own my principal residence free and clear. The information I have…