Mineral rights have modest Medicaid exemption

This column first appeared in the San Antonio Express News and other Hearst Newspapers on September 25, 2018. Dear Mr. Premack: I own mineral rights to Texas property but do not own the property itself. I’m 80 years old and may need to go in a Texas nursing home, eventually need to apply for Medicaid.…

Actions Seek to Subjugate your Choices to Dogma

This column first appeared in the San Antonio Express-News and other Hearst Newspapers on September 14, 2018. Dear Mr. Premack: I am 50 and ready to prepare my estate plan and medical directives. I have strong opinions about artificial life support. I do not want any extraordinary or artificial methods used to prolong the process…

Surprise Survivorship Right can be trouble

This column first appeared in the San Antonio Express News and other Texas Hearst Newspapers on September 7, 2018.  Dear Mr. Premack: My mother is widowed, and in an effort to help her manage her funds, she asked if I could be listed on her accounts. I agreed and signed the bank cards and have…

IRA should have designated beneficiary for best tax result

This column first appeared in the San Antonio Express News and other Texas Hearst Newspapers on August 17, 2018. Dear Mr. Premack: My mother-in-law died (90 years old) and left a traditional IRA to her estate. She did not name beneficiaries, she has four sons, but checked the estate box. I keep getting conflicting answers,…